NUTS AND BOLTS
...FOR A CHURCH TO PARTICIPATE WITH TMP
- Presbyterian Churches only for two reasons: We understand how they work. Their leadership is plural giving more security.
- Presbyterian churches may qualify if they have active elders in ministry along with the pastor.
- They must fully inform us of their church history, policy, culture, mission and vision, objectives, deacons, private enterprise climate, assets, gifts, etc.
- The elders and deacons must all agree to accept teaching in biblical stewardship, ethics, business principles and TMP policy.
- Their deacons must be fully appraised of the plan and agreeable to carry out the plan of careful diaconal services toward their business people who receive loans.
(at right the see-through pulpit at Luwero Presbyterian Church.)
...FOR A MEMBER OF A CHURCH TO RECEIVE A TMP LOAN
- Deacons certify the business is real, on the ground, and has encouraging history and potential.
- Deacons do an asset evaluation (family, labor, talents, cheer and determination, savings, children, extended family, experience, lack of indebetness, etc) of the potential borrower so to keep borrowing at a minimum and better insure success in enterprise.
- Deacons help such a person with a savings plan.
- They ascertain and certify the borrower's commitment to discipleship, faithful fellowship with the church and is believed to walk with God.
- Deacons certify that the person has attended the training given at the business seminars.
- Deacons help the person in the application form, repayment terms, etc., and finally approve of application to TMP.
- Deacons make it clear that the person understands that his/her obligation to loan repayment is as a steward of what God has provided and will continue to repay even if joining another church.
- They assure that the loan recipient will attend all group support meetings, will commit to the other participants, will repay according to agreement at the bank branch, and will return to the Secretary the receipt of each repayment.
- They assure the loan recipient that TMP is a long-term service organization (operational in Uganda since 1999) and will be around to fulfill its obligations.
These and other stipulations are spelled out in the policy manual for Committee One. These policy requirements, if followed, can help to raise the economic condition of a congregation in 5 years or less. When that happens, TMP can help that church set up its own sustainable economic development program, and then move on to another applicant congregation.